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Maryam Nawaz Loan Scheme Online Apply – Step-by-Step Guide
The Maryam Nawaz Loan Scheme has become a beacon of hope for thousands of young entrepreneurs and small business owners in Punjab, Pakistan. Launched under the Punjab Rozgar Scheme and backed by the Government of Punjab, this initiative aims to provide interest-free or low-interest loans to help youth become financially independent.
If you’re looking to apply online for the Maryam Nawaz Loan Scheme in 2025, this article covers everything you need to know, from eligibility to the application process.
What is the Maryam Nawaz Loan Scheme?
The scheme is part of the Punjab government’s strategy to promote economic self-reliance, reduce unemployment, and support small and medium enterprises (SMEs). Through this program, eligible applicants can receive loans ranging from Rs. 100,000 to Rs. 5,000,000 depending on their business plan and repayment capacity.
Key Features of the Loan Scheme
- ✅ Interest-Free or Low-Interest Loans
- ✅ Loan Range: Rs. 100,000 to Rs. 5,000,000
- ✅ Flexible Repayment Tenure: Up to 5 Years
- ✅ No Collateral Required (for smaller loans)
- ✅ Target Audience: Youth, Women, Startups, and Existing Small Businesses
Eligibility Criteria
To apply for the Maryam Nawaz Loan Scheme, you must:
- Be a resident of Punjab
- Be aged 18 to 45 years
- Have a valid CNIC
- Have a feasible business idea or existing business
- Preferably possess basic education or vocational training
Women entrepreneurs and differently-abled persons are highly encouraged to apply.
How to Apply Online – Step-by-Step
Follow these steps to submit your application:
- Register an Account:
- Click on “Apply Now”
- Enter your CNIC and other details to register
- Complete the Application Form:
- Fill in your personal information
- Add business details and loan requirements
- Upload necessary documents (CNIC, business plan, etc.)
- Submit and Wait for Verification:
- After submission, your application will be reviewed
- You may be contacted for further clarification or interview
- Loan Disbursement:
- If approved, the loan amount will be transferred to your provided bank account or disbursed via partner banks like Bank of Punjab
Required Documents
- Valid CNIC
- Recent passport-sized photo
- Business plan or feasibility report
- Educational or skill certificates (if any)
- Bank account details
Tips for Approval
- Ensure your business plan is realistic and detailed
- Double-check your documents before uploading
- Apply as early as possible to avoid delays
- Highlight job creation potential in your proposal

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